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Life Insurance Options After You Have a Health Issue

Posted by a.allocca@archstoneagency.comUncategorizedNo Comments

life-insurance-after-you-have-a-health-issueLife Insurance Options After You Have a Health Issue

In our experience, we’ve found that many people look for life insurance coverage after they’ve had a health issue.  For some who have suffered a major health impairment, it’s too late and they have become uninsurable.  In other cases, life insurance is available but at a much higher rate and after a lengthy waiting period.  Most people don’t think they need life insurance because they feel that they will never get sick or die at a young age.  The fact is that it is important to lock in a lower life insurance rate when you’re young and healthy. Waiting to buy life insurance could have a catastrophic financial impact on your family.  Here’s what you need to know about life insurance options after you have a health issues.

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Life Insurance with Elevated Liver Function

Posted by a.allocca@archstoneagency.comLife Insurance With Health Issues, Uncategorized, UnderwritingNo Comments

Life Insurance with Elevated Liver Function

Liver function tests are commonly administered when you apply for fully underwritten life insurance.  Elevated liver function can signal specific health issues or impaired liver function.  If you have elevated liver function, the good news is that you may still qualify for ‘Preferred’ health class ratings with some life insurance companies.  If you’ve been declined for life insurance or received a substandard health class due to elevated liver function, it definitely makes sense to get a second opinion.  Here is what you need to know about life insurance with elevated liver function.

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State Farm Term Life Insurance Review

Posted by a.allocca@archstoneagency.comLife Insurance Basics, Life insurance Planning, Life Insurance With Health Issues, Top Lists, Uncategorized, UnderwritingNo Comments

evaluationState Farm Term Life Insurance Review

When you think of State Farm, you probably think of the catchy slogan “like a good neighbor, State Farm is there” or those funny commercials featuring Aaron Rodgers.  The fact is that State Farm is one of the most respected names in the industry when it comes to most personal insurance coverage. But we wanted to compare how State Farm’s rates for term life insurance compare to other companies out there. If you are considering buying life insurance through your local State Farm agent, read this blog first.  We are going to take a look at how State Farm’s term life insurance stacks up to the competition.

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